:root{--bg:#0b1020;--bg2:#0f1933;--card:#ffffff;--text:#0b1020;--muted:#52607a;--brand:#0d2b5c;--gold:#c9a33a;--gold2:#d8b55a;--line:#e6e8ee;--radius:18px;--shadow:0 10px 30px rgba(11,16,32,.12)}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,Helvetica,Arial,"Noto Sans","Apple Color Emoji","Segoe UI Emoji";color:var(--text);background:#f6f7fb;line-height:1.55}
img{max-width:100%;height:auto}
a{color:var(--brand);text-decoration:none}
a:hover{text-decoration:underline}
.container{width:min(1120px,92vw);margin:0 auto}
.skip-link{position:absolute;left:-999px;top:auto;width:1px;height:1px;overflow:hidden}
.skip-link:focus{left:12px;top:12px;width:auto;height:auto;z-index:9999;background:#fff;padding:10px 12px;border-radius:10px;box-shadow:var(--shadow)}
/* Header */
.site-header{position:sticky;top:0;z-index:50;background:rgba(246,247,251,.8);backdrop-filter:saturate(1.8) blur(10px);border-bottom:1px solid rgba(230,232,238,.8)}
.header-inner{display:flex;align-items:center;justify-content:space-between;gap:14px;padding:10px 0}
.brand{display:flex;align-items:center;gap:10px}
.mark{width:40px;height:40px;border-radius:14px;background:linear-gradient(135deg,var(--brand),#1b4a9a);display:grid;place-items:center;color:#fff;font-weight:800;letter-spacing:.5px}
.brand-title{display:flex;flex-direction:column}
.brand-title strong{font-size:14px;letter-spacing:.2px}
.brand-title span{font-size:12px;color:var(--muted)}
.nav{display:flex;align-items:center;gap:18px}
.nav a{font-size:14px;color:#111827}
.nav a[aria-current="page"]{color:var(--brand);font-weight:700}
.cta{display:flex;align-items:center;gap:10px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:10px 14px;border-radius:14px;border:1px solid var(--line);background:#fff;font-weight:700;font-size:14px}
.btn.primary{background:linear-gradient(135deg,var(--brand),#1b4a9a);border-color:transparent;color:#fff}
.btn.primary:hover{text-decoration:none;filter:brightness(1.05)}
.btn:hover{text-decoration:none}
.menu-btn{display:none}
@media (max-width: 920px){
  .nav{display:none;position:absolute;left:0;right:0;top:64px;background:#fff;border-bottom:1px solid var(--line);padding:10px 16px;flex-direction:column;align-items:flex-start}
  .nav.open{display:flex}
  .menu-btn{display:inline-flex}
}
/* Hero */
.hero{background:radial-gradient(1200px 500px at 70% 20%, rgba(201,163,58,.22), transparent 60%), linear-gradient(180deg,#0b1020,#0f1933);color:#fff;padding:46px 0 28px}
.hero-grid{display:grid;grid-template-columns:1.3fr .7fr;gap:26px;align-items:center}
@media (max-width: 920px){.hero-grid{grid-template-columns:1fr}}
.kicker{display:inline-flex;align-items:center;gap:10px;padding:6px 10px;border-radius:999px;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.12);font-size:13px}
.kdot{width:10px;height:10px;border-radius:50%;background:var(--gold)}
h1{margin:14px 0 10px;font-size:clamp(30px,3.3vw,46px);line-height:1.12;letter-spacing:-.6px}
.hero p{margin:0 0 16px;color:rgba(255,255,255,.86);max-width:58ch}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;margin-top:14px}
.badge-card{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:22px;padding:14px;box-shadow:0 12px 36px rgba(0,0,0,.22)}
.badge-card small{display:block;color:rgba(255,255,255,.78);margin-top:10px}
.quick-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:20px 0 0}
.quick{background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);border-radius:18px;padding:12px}
.quick strong{display:block}
.quick span{font-size:13px;color:rgba(255,255,255,.78)}
@media (max-width: 720px){.quick-grid{grid-template-columns:1fr}}
/* Sections */
section{padding:42px 0}
.section-title{display:flex;align-items:flex-end;justify-content:space-between;gap:12px;margin-bottom:18px}
.section-title h2{margin:0;font-size:26px;letter-spacing:-.3px}
.section-title p{margin:0;color:var(--muted);max-width:60ch}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}
@media (max-width: 920px){.cards{grid-template-columns:1fr}}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:16px;box-shadow:0 6px 18px rgba(11,16,32,.06)}
.card h3{margin:4px 0 6px;font-size:18px}
.card p{margin:0;color:var(--muted);font-size:14px}
.list{display:grid;grid-template-columns:1fr 1fr;gap:18px}
@media (max-width: 920px){.list{grid-template-columns:1fr}}
.prose{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:18px;box-shadow:0 6px 18px rgba(11,16,32,.06)}
.prose h2,.prose h3{letter-spacing:-.2px}
.prose h2{margin-top:0}
.prose p{color:#27324a}
.prose ul{padding-left:18px}
.prose li{margin:.35rem 0;color:#27324a}
.callout{border-left:4px solid var(--gold);background:linear-gradient(90deg,rgba(201,163,58,.12),transparent);padding:12px 12px;border-radius:14px;margin:12px 0}
.callout strong{display:block;margin-bottom:2px}
.toc{display:flex;flex-wrap:wrap;gap:10px;margin:10px 0 0}
.chip{display:inline-flex;align-items:center;gap:8px;padding:8px 10px;border-radius:999px;border:1px solid var(--line);background:#fff;font-size:13px}
.chip:hover{text-decoration:none;filter:brightness(1.02)}
/* FAQ */
.faq{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media (max-width: 920px){.faq{grid-template-columns:1fr}}
details{background:#fff;border:1px solid var(--line);border-radius:16px;padding:14px}
summary{cursor:pointer;font-weight:800;list-style:none}
summary::-webkit-details-marker{display:none}
details p{margin:10px 0 0;color:#27324a}
details[open]{box-shadow:0 10px 26px rgba(11,16,32,.08)}
/* Media blocks */
.media{display:grid;grid-template-columns:1fr 1fr;gap:18px;align-items:center}
@media (max-width: 920px){.media{grid-template-columns:1fr}}
.figure{border-radius:22px;overflow:hidden;border:1px solid var(--line);box-shadow:0 12px 28px rgba(11,16,32,.10);background:#fff}
.figure figcaption{padding:10px 12px;font-size:12px;color:var(--muted)}
/* Footer */
.site-footer{background:#0b1020;color:rgba(255,255,255,.86);padding:36px 0}
.footer-grid{display:grid;grid-template-columns:1.2fr .8fr .8fr;gap:18px}
@media (max-width: 920px){.footer-grid{grid-template-columns:1fr}}
.site-footer a{color:#fff}
.site-footer p,.site-footer li{color:rgba(255,255,255,.78)}
.site-footer ul{list-style:none;padding:0;margin:10px 0 0}
.site-footer li{margin:8px 0}
.small{font-size:12px;color:rgba(255,255,255,.66)}
/* Forms */
form{display:grid;gap:10px}
label{font-weight:700;font-size:13px}
input,textarea,select{padding:10px 12px;border-radius:14px;border:1px solid var(--line);font:inherit}
textarea{min-height:120px;resize:vertical}
.note{font-size:12px;color:var(--muted)}
/* Utilities */
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media (max-width: 920px){.grid-2{grid-template-columns:1fr}}
.hr{height:1px;background:var(--line);margin:18px 0}